Retirement Planning « College Education Planning | Insurance Evaluation » Based on your goals to retire, we analyze based on your current asset and your future retirement income sources (pensions, social security, annuities, earned income, etc.) how prepared you are today to meet your retirement need. We work together on modeling various ‘what if’ financial scenarios to help you come up with the most optimal way to get to your retirement. In our analysis we project reasonable assumptions for tax rates, inflation and rate of returns. We recognize that retirees have additional tax planning sensitivity. Therefore, once you transition to your retirement, and begin to take out distributions from your assets, we work closely together to determine the most optimal and tax efficient way to meet your need. We recognize that this can be done with prudent planning, considering many different factors: Determining a sustainable annual withdrawal rate Periodically adjusting the annual withdrawal rate in conjunction with the short-term performance of the market and the effects of inflation on budget. Carving out a cash account that may contain several years' worth of living expenses. Rebalancing As requested; implementation of cost and tax efficient liquidations for unanticipated cash flow needs Co-coordinating withdrawals from all accounts (taxable and tax-deferred). Assisting with Required Minimum Distributions We have offices in Colorado Springs and Denver, Colorado. We offer our Full Service Financial Planning Services to residents in the Denver, CO and Colorado Springs Area.     Schedule your confidential consultation today: 719-634-6944 303-625-4071 Skype: denisatova Email: denisa@davincifp.com   Thank you in advance for your most kind referrals.

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