We believe that it is absolutely critical to create an investment
strategy that is fully integrated with a client’s financial
plan. Our investment philosophy has evolved over many years
of experience. It is designed around minimizing risks while
attaining a rate of return sufficient to meet client goals.
Time, patience and a strict discipline are the cornerstones
of this success.
Asset Class Weightings
We recognize the importance of diversification across
a number of different types of investments and having the
right amount of exposure to these investments is critical
for managing our clients' investment risk.
Style Management
Like the Asset Class Weightings diversification, we also monitor
investment trends to determine whether "growth"
investments or "value" investments provide better
opportunities for our clients.
Security Selection
Our investment philosophy and discipline enables
us to create integrated portfolios of individual investments.
Each of these individual investments all play a specific role
in the overall portfolio diversification for our clients.
We regularly evaluate these individual investments to make
sure that they continue to perform the role they were brought
in to do.
Continuous Portfolio Management and Monitoring
– We perform ongoing due diligence of the investments
in our clients’ portfolios to ensure that that they
continue to adhere to the criteria and philosophy for which
they were selected. We also continually monitor and adjust
portfolio weightings as we anticipate market trends and as
the market shifts to favor certain styles or asset classes.
Tax Management – We work to minimize
the effect taxes have on your portfolio by strategically offsetting
gains and losses as well as utilizing tax efficient investments.
Any purchases or trades that we make on your behalf are done
with a full knowledge of the tax ramifications.
