OUR FIRM

We always put our client’s best interest first. We are dedicated to working with successful people who are seeking a serious long-term planning partner to help them navigate through the complex world of personal finance, a trusted partner to help them address their financial planning and investment management needs.

We seek to understand and assess their needs, craft and execute a plan that meets their goals, and continuously measure its success.

We feel it is important to establish client relationships that are mutually fulfilling, where we know we can provide the most value.

OUR CLIENTS

• We are dedicated to work with people who are facing a transition, such as:
  Retirement and pre-retirement / Job Transition / Business Valuation and Transition /Divorce / Passing of a loved one

• Our clients are busy people who want to simplify their lives. They control their strategic plan; however, they usually have no desire to manage their financial affairs on a daily basis.

• They are highly motivated to work with a professional CFP® advisor, not a sales representative.

• Our clients seek a serious planning partner who will help them secure the future they envision for themselves and their loved ones.

• Our clients are conservative-to-moderate risk takers, who are more concerned about preserving their assets and achieving their life goals than beating the market or boasting about an investment's performance.

• They recognize the value of their time - and of our expertise. They prefer to spend their time enjoying life and focusing on their families and careers, rather than trying to sort through the myriad of complexities in the increasingly difficult world of personal finance. By educating and empowering our clients, we seek to build a deep level of trust and rapport.
  

OUR FOUNDER & CEO

Denisa Tova, CFP®, CDFA™, ChFC, CLU
Denisa Tova CFP®, CDFA™, ChFC, CLU has been involved in financial services and investment advisory industry for over 14 years during which time she has worked to acquire several industry recognized certifications:

Certified Financial Planner™ professional (CFP®)
Individuals certified by CFP Board have to demonstrate their competency by submitting to the rigorous CFP® certification process that includes demanding education, examination, experience and ethical requirements.

Chartered Financial Consultant (ChFC)
This distinction enables practitioner to effectively apply a comprehensive financial planning process to her clients’ needs, with the emphasis on advanced coverage of estate, retirement, and financial planning applications.

Chartered Life Underwriter (CLU)
The Chartered Life Underwriter is widely recognized as the highest level of studies in the life insurance profession. This certification enables practitioner to present a wider range of solutions for the life insurance needs of individuals, business owners and professionals, including income replacement, estate planning, and wealth transfer.

Certified Divorce Financial Analyst™ (CDFA™)
A Certified Divorce Financial Analyst is trained to specialize in financial and tax issues of a divorce.

Raised, educated, and having worked in Europe along with her current experience, has provided Denisa with a strong background in the financial and tax planning. Her prior industry experience also re-enforced the mindset of setting attainable and measurable goals. Denisa explains:

“Planning is a process and a financial blue print is a live document that needs to be updated. Once the solutions outlined in the plan are implemented, they have to be regularly evaluated and measured against client’s goals. I realized that there was an unmet need in the financial industry to tie it all together and to provide independent, client-centered solutions. I especially saw the need in the local community of Colorado Springs and here is where my involvement is not just from the business but also from a community perspective”.

During her financial services and investment advisory career, Denisa has been asked to contribute to and has been quoted by the Gazette, Colorado Springs Business Journal, Chicago Tribute, and the Atlanta Journal Constitution.

Denisa values community participation and is involved in several community and non-profit organizations. A perpetual student, Denisa is multi-lingual and enjoys an intellectual challenge. While she enjoys her business pursuits, she believes that having good balance is vital for a rich and full life. True to her word, Denisa makes time to travel, and read. A self-proclaimed fitness buff, Denisa enjoys biking and skiing in the fresh Colorado outdoors. She participates in various benefit rides several times a year. She is, however, most proud of her accomplishments as a mother raising both a son and a daughter.